A Powerful And Versatile Financial Tool That Empowers Our Clients To Enjoy The Best Things In Life, While Being Protected From The Worst Of Financial Circumstances.
It is universally agreed among financial experts that life insurance protection is the foundation of securing what matters most in your life – your family, assets, and hard work. With life insurance, your family is guaranteed security and protection in the face of tragedy. Read more about how our life insurance policies can benefit your specific needs.
Everyone benefits from life insurance. Read more about how our uniquely designed life insurance policies can give you the peace of mind you’re looking for, while helping you achieve your financial goals!
Level term insurance guarantees payment of a fixed death benefit if the person covered by the policy dies within the guaranteed coverage time period. There is no cash or intrinsic value to a term insurance policy – it’s purely for affordable protection. Guaranteed terms lengths can range from one to thirty-year+ periods of time. Some policies provide guaranteed coverage to a specific age of the person covered. Many term life insurance policies also provide a variety of additional benefits or optional riders, such as:
If your goal is to get the most coverage benefits for the least premium possible to protect your family or business, then term life insurance is probably the best tool for you. Click here to get your quote
Whole Life Insurance
Whole life insurance provides permanent death benefit coverage and lasts for the entire lifetime of the insured. The death benefits are paid to the beneficiary upon the death of the insured. Whole life insurance policies have a guaranteed premium, fixed costs, and stable dividend crediting. The death benefit typically increases over time.
Universal Life comes in several versions: Standard Universal Life, Indexed Universal Life (IUL), Variable Universal Life (VUL), and Permanent or Guaranteed Universal Life. These life insurance policies can be very flexible, linked to a market index for increased cash value growth, or even invest directly in the stock market. As with Whole life, when designed and managed properly, cash values grow and can be paid out tax-free, much like a Roth IRA, but with far more flexibility in funding and access. These can be powerful tools for building your wealth, retirement income, or inheritance and estate plans when used properly. Contact us today for help determining which is right for you.
Your family means the world to you. The last thing you want is to leave them with major expenses after you’re gone. Final Expense insurance is life insurance that helps provide the money they may need to pay medical bills, funeral expenses, legal fees or unpaid bills. It is an insurance policy that lets you decide how your assets are distributed. By planning ahead, you can help protect your loved ones from unnecessary financial stress when you die. And qualifying for these policies is easy. Some are even guaranteed issue!
Learn how to own the financing of your life or business and turn your expenses into assets. This wealth planning strategy copies what big banks and wealthy companies have been doing for many decades to build liquid tax-free wealth that spans generations. We’ll teach you how to multiply and multitask your dollars in a tax-free environment while putting yourself at the center of profit and control in your financial life!
